Is road tax cheaper for a campervan?

Road tax for campervans and motorhomes is the same, so neither is cheaper than the other. And, as some campervans are taxed as cars, the cost is largely the same.

Do you pay road tax on a campervan?

Yes, you do pay road tax on campervans and motorhomes, although they are classified as light goods vehicles rather than cars. They will either be class TC11 (Private or Light Goods) or class TC10 (Private Heavy Goods).

How much is campervan insurance?

As every policy is custom, and campers undergo a lot of customisations, its dependent on individual circumstance and a multitude of factors! You can always get a quote to find out.

Is it cheaper to insure a van or a campervan?

Van insurance is more expensive than campervan insurance, as vans often contain more expensive contents when used as work vans. For vans, you’ll often also need business insurance as well, or one that covers you for business use, something campervans don’t need.

Can you insure a campervan as a van?

If your campervan meets the DVLA requirements for being a motor caravan, regardless of what your logbook says, you need to insure it as a campervan, if that’s what you’re using it for. This means you get appropriate cover for your use.

Can I drive a campervan on my car insurance?

No, you can’t drive a campervan on your car insurance. Your insurance needs to be appropriate for the vehicle you drive, and a campervan isn’t the same as a car. Even if you have a converted campervan, then you need to get campervan insurance, rather than relying on your car insurance.

What won’t campervan insurance cover?

Car insurance won’t cover the following: Infestations of rat, mice, bugs or other vermin Wear and tear Theft, if you’ve left your keys in it, windows open or door unlocked It’s always worth giving your policy a read to check.

Do I need different insurance if I’m planning to live in my van?

No, you don’t need different insurance if you plan to live in your van. You will need to ensure you have the correct cover, such as contents insurance, and the insurer is aware you will be living in your van. You may want to consider taking out a life or home insurance policy that covers you for van living, in case of an emergency.

Can I insure a car and campervan on the same policy?

You can only insure a car and van on the same policy if you have a multi vehicle policy. It’s important that you have the correct policy type for your needs, and that you get a bespoke policy tailored.