Self-Build Campervan Conversion Insurance

You can insure your converted campervan from just £235 with Just Kampers Insurance. Prices will vary, as we take a number of factors into account to bring you insurance policies tailored to you and your campervan, but it’s always worth getting in touch with our friendly team of experts to see how much you could save with Just Kampers Insurance.

It doesn’t take long at all to get a quote, and if we can’t beat your like-for-like vehicle insurance quote we’ll send you a £50 gift voucher to spend at justkampers.com!

If your van is self-converted or modified, you will need to confirm that your campervan or motorhome meets the basic DVLA criteria for reclassification in order for it to become road legal, and therefore insurable.   

Once you’ve confirmed the roadworthiness of your self–build campervan or motorhome, you will require specialist coverage to legally use it on the road.   

For those converting a van into a self-build campervan, finding the right insurance is vital to protect your investment during the conversion process. Specialist self-build campervan insurance offers coverage designed specifically for these projects, ensuring that your vehicle and any installed parts or modifications are adequately protected throughout the build.

Unlike standard van insurance, self-build campervan policies often provide greater flexibility and coverage for components you add or modify, such as furniture, appliances, and other fittings. This specialized coverage helps mitigate risks that arise during the conversion, such as theft, accidental damage, or fire.

One key feature to consider when choosing the best insurance is an agreed value policy. This option allows you to agree with your insurer on the value of your campervan project upfront, providing greater peace of mind. In the event of a total loss, you will be compensated based on this agreed value rather than the potentially lower market value. This is especially important for high-value conversions, where custom labor and specialized parts can be costly to replace.

To explore your options, visit Just Kampers Insurance or their dedicated self-build campervan insurance page. They offer tailored solutions and expert advice to ensure you have the best coverage for your unique self-build campervan journey.

If you’ve recently purchased a self–build campervan or motorhome, then you’ll need to declare this when requesting a quote, as modifications will need to be considered as part of your road protection.  

No two policies are priced the same. When it comes to insuring your campervan, generally the cost of insurance will depend on: 

• Market rarity  
• Driver’s driving history 
• Condition 
• Declared modifications  
• Layers of protection: from third-party to comprehensive  

When it comes to securing the right level of protection for a self-build or converted campervan, quote retrievals will focus on the details of your vehicle – because every modification and conversion will have its different requirements.  

No, you don’t have to declare that your van is now a campervan. However, many camper owners do declare their conversion, as they generally find that campervan insurance is cheaper than van insurance.

When you declare modifications, it’s important to study which parts of your self–build campervan qualify. You’ll want reassurance that the correct layers of protection will secure the full value of your self-converted vehicle, so your premiums need to acknowledge the value of any changes that you’ve made.

Not all changes will affect your premiums. Exterior paint, or smaller cabin accessories are unlikely to affect this. But major mechanical alterations to a vehicle, such as changes in suspension, will need to be declared.  

The type of insurance required for your vehicle will depend on how it’s classified within its V5C form, or logbook. This will state if your campervan is no longer legally classified as a standard van and, instead, will require a specialist policy type.